Bankovnictví, or „banking“ in English, refers to the sector of the economy that deals with financial institutions known as banks. It encompasses all processes related to the management of money, financial transactions, and the provision of financial services to individuals, businesses, and governments. The key activities in banking include accepting deposits, providing loans, facilitating payments, and offering investment products. Banking can be divided into various categories, including retail banking, which serves individual consumers; commercial banking, which serves businesses; and investment banking, which focuses on capital markets and securities. Additionally, modern banking includes digital transactions and online services, which have transformed the way financial services are provided and accessed. Banking is crucial for economic stability and growth, as it enables the circulation of money, supports consumer spending, and provides the necessary funds for businesses to operate and expand.
Bankovní sektor ve Velké Británii prochází transformací, kdy dochází k výraznému posunu z fyzických poboček na digitální služby, což vede k masivním uzavíráním. V březnu se 21 bankovních poboček v…